This is a fraudulent policy. It says on item description that coverage starts when factory warranty expires. I purchased policy to add 4 years to to 3 factory warranty on $200 Quisinart convection microwave combo oven. Policy I received after purchase says coverage starts on day item being covered is purchased and runs along with factory warranty. This is in direct conflict with item description on Amazon page. I don't like that minimal informationt concerning this product is given; I would like to know that my specific product is covered and I would like information that expressly states that the kitchen protection plan that I purchased covers the specific item for which I purchased it. I don't care for the vague information provided. I feel that if I were to have a claim, I would be susceptible to not having my item replaced as I have no specifics regarding my plan and there is no clear connection to the product supposedly covered. I have not received email delivery of this protection plan. This is the second time I bought their plan, the first was on an expensive Krups product, Krups refused to honor the warranted because I purchased the product on Amazon and not from one of their suppliers. Luckily I had ASURION and they warranted the product. I will purchase an ASURION plan every time I make an on-line purchase from here on, I am very satisfied with them and their plan.Mike The Delonghi Dedica quit working & I was told by Amazon to send item back. Amazon sent another & I bought anotherASURION 4 Year Kitchen Protection Plan $175-199.99. I need payment on the first ASURION 4 Year Kitchen Protection Plan $175-199.99 returned to my bank. I just bought quite a few items for my house and insured several of them. I am going through my emails to organize things and now I have to dig around to find out which policy goes with what. Great start!! Always good to have on major appliance, especially since the 4 yrs start after the 1 yr manufacturer ends. Good price also It is to go with a gift so I have no idea how it will help. I do know that they were very prompt and straightforward after the purchase.